UK Personal Finance

Below you will find a selection of the most popular products on decimalpoint. You can also find a massive range of market leading products by selecting from the menu on the left.

credit cards MBNA Platinum Credit Card Have more! Apply today! With the MBNA Platinum Visa Credit Card not only do you get 0% on balance transfers made within the first 90 days from account opening until your statement date in July 2010 (2.9% handling fee applies) and 15.9% APR typical rate (variable), but NOW you get 0% on card purchases* until your statement date in September 2009.**		unsecured loans Helpucover Income Protection How would you cope financially if you lost your job, fell seriously ill, or had an accident? Their great value Income Protection Insurance helps you plan for the unexpected and comes with added extras you won\'t always find with other insurers!		mortgages The One Account Cut the overall cost of your mortgage. The money in your current account automatically reduces what you owe on your mortgage, saving you interest. This can add up to thousands over the lifetime of your mortgage. Pay off your mortgage early.
car insurance Churchill Motor Insurance You can pay in one lump sum or in monthly instalments by credit card or direct debit. Discounts are available for careful drivers - earn up to 65% No Claim Discount, as well as further discounts for drivers over 50 or with low annual mileage.		home insurance Churchill Home Insurance Churchill offer up to 25% discount when you buy buildings and contents cover together, new for old replacement of household contents and automatic cover up to £50,000 for your contents and £500,000 buildings cover. Plus, if you are a new customer, Churchill will guarantee to beat your home insurance renewal by £30. Buy online for a fast, competitive quote.		life insurance Rebroke Specialist life broker offering a unique price promise:- They will discount the lowest charging insurers premium by at least 10%, ensuring that you obtain the best value for money. Online quote facility available, with specialist advice available via telephone.
savings accounts Abbey e-Saver Direct Savings Accounts Abbey eSaver Direct – Up to 2.50% gross p.a. / AER on balances of £1 - £250K. Apply now for a spectacular rate and instant access to your savings!		current accounts Alliance and Leicester Premier Direct Current Account The Alliance and Leicester Premier Direct Current Account gives you a market leading current account in return for managing your money online. 6% AER on balances up to £2,500 and the lowest overdraft rate on the high street - No interest or usage fees on agreed overdrafts for first 12 months (0% EAR typical overdraft). After 12 months, 0% overdraft continues but a usage fee of 50p a day (£5 max per month) applies if agreed overdraft is used. Max overdraft limit is £2,000		share dealing TD Waterhouse CFDs Open a CFD account and TD Waterhouse will give you £100 on your first trade! (terms apply). With CFD trading, instead of paying the full value of the shares you pay a margin, such as 5% or 10% of the actual share value, as a deposit. This means you can trade in larger amounts of shares than if purchasing the actual shares.