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Welcome to decimalpoint.co.uk, the UK personal finance directory that will help you find the right personal finance products for your needs. We do not presume to tell you what you should do with your money. We simply provide you with fast access to some of the best deals in the UK market.

UK Personal Finance

Below you will find a selection of the most popular products on decimalpoint. You can also find a massive range of market leading products by selecting from the menu on the left.

credit cards

MBNA Platinum Credit Card
MBNA Platinum Credit Card: 0% p.a. on balance transfers until your statement date in June 2009 (2.9% handling fee applies), 0% p.a. on card purchases* until your statement date in August 2008 and 15.9% APR typical (variable).
 

unsecured loans

First Plus
If you are a UK homeowner, apply now to FIRSTPLUS! The FIRSTPLUS approach to lending is designed to let you borrow what you need, at a low interest rate. Typical 8.5% APR variable. They provide a dedicated Customer Account Manager and could pay out for your loan within 3 working days.
 

mortgages

Woolwich Mortgages
As an award-winning lender, Woolwich have great mortgage deals for you to choose from. And with over 200 appearances in best buy tables in 2007, they’re proud to be famous for mortgage lending. So whether you need a bigger place or a better mortgage deal, take a look at their Woolwich Lifetime Tracker or 10 Year fixed rate mortgages.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

car insurance

Direct Line Car Insurance
With other companies putting their motor insurance prices up by as much as 30%, theres never been a better time to switch to Direct Line. They keep things simple if you claim - you phone them. They sort it out. Nothing more needs to be said. Get a up to a further 10% discount when you apply online.
 

home insurance

Direct Line Home Insurance
Enjoy 1/3 off the cost of your home insurance when you purchase Direct Line Buildings and Contents cover together, plus get an additional 10% discount when you buy online.
 

life insurance

Tesco Life Insurance
Great value cover for your family and mortgage. Get a quote and buy Tesco Life Insurance by 26th June and you\'ll receive a £30 Tesco Gift card to spend on anything in store!

savings accounts

Cahoot Savings Account
Earn a great rate of 6.76%gross p.a./6.87% AER* until 30thOctober 2008. You can open an account with as little as £1 and save upto £2 million.
 

current accounts

Alliance and Leicester Premier Direct Current Account
The Alliance and Leicester Premier Direct Current Account gives you a market leading current account in return for managing your money online. 8.5% AER on balances up to £2,500 and the lowest overdraft rate on the high street - No interest or usage fees on agreed overdrafts for first 12 months (0% EAR typical overdraft). After 12 months, 0% overdraft continues but a usage fee of 50p a day (£5 max per month) applies if agreed overdraft is used. Max overdraft limit is £2,500
 

share dealing

Selftrade
Flat £12.50 for all online and phone trades with no annual Dealing account fee. Deal in UK and International shares as well as ETFs, unit trusts/OEICS, gilts, corporate bonds, covered warrants and Listed CFDs. No dealing fee on fund purchases. Accounts offered also include self-select ISAs, SIPPs and CTFs.