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Find the best current accounts using our simple directory. We list high interest bank accounts, low rate overdrafts and accounts that you can manage online. The best bank account will depend on your needs. Will you be in credit? Do you expect to be overdrawn? Do you want to manage your account on line?

Current Accounts UK


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Alliance and Leicester Premier Direct Current Account
The Alliance and Leicester Premier Direct Current Account gives you a market leading current account in return for managing your money online. 8.5% AER on balances up to £2,500 and the lowest overdraft rate on the high street - No interest or usage fees on agreed overdrafts for first 12 months (0% EAR typical overdraft). After 12 months, 0% overdraft continues but a usage fee of 50p a day (£5 max per month) applies if agreed overdraft is used. Max overdraft limit is £2,500 [Alliance and Leicester Premier Direct Current Account]
http://www.allianceandleicester.co.uk

Barclays Bank Account
Looking to open a bank account? Their straightforward current account comes with lots of features they’re sure will make your life easier. 0% EAR (typical variable) overdraft for 12 months when you switch to Barclays & pay in £1,000 per month. [Barclays Bank Account]
http://www.barclays.co.uk

HSBC Bank Account
Save paper with an HSBC Green Account and do your bit for the environment. Manage your account online 24/7 and receive no paper statements. For every Green Bank Account opened, HSBC will give £2 to Environmental Charities. Apply online today! [HSBC Bank Account]
http://www.hsbc.co.uk

Alliance & Leicester Premier 50
8.5% AER for balances up to £2500. 0% overdraft for 12 months. £10 per month but account gives annual travel insurance, Health benefits, Card care and Indentity Protection and Alert, worth up to £1500. Exclusively for those over 50 years old. No interest or usage fees on agreed overdrafts for first 12 months (0% EAR typical overdraft). After 12 months, 0% overdraft continues but a usage fee of 50p a day (£5 max per month) applies if agreed overdraft is used. Max overdraft limit is £2,500. [Alliance & Leicester Premier 50]
http://www.allianceandleicester.co.uk

Experian Credit Report
Get a free credit report and 30-day free trial of CreditExpert. With CreditExpert you get unlimited access to your Experian credit report and you know your credit history before you apply for credit. CreditExpert is the only credit monitoring and identity fraud protection service of its kind, it\\\'s simple to use and it\\\'s free for 30 days. [Experian Credit Report]
http://www.experian.com

Lloyds TSB Business Account
Moving your account to Lloyds TSB is much easier than you would expect. Complete the application in less than 10 minutes. [Lloyds TSB Business Account]
http://www.lloydstsb.co.uk

Lloyds TSB Start-up Business Account
18 months free day-to-day business banking, your own relationship manager and Free information and guidance services. [Lloyds TSB Start-up Business Account]
http://www.lloydstsb.co.uk

Alliance and Leicester Premier21
If you are aged between 16 and 20, can pay in at least £250 a month and use internet banking you can bag the best interest rate on the market meaning your hard earned cash works even harder. 10% AER (fixed for 1 year) on balances up to £1,000. No interest or usage fees on agreed overdrafts for first 12 months (0% EAR typical overdraft). After 12 months, 0% overdraft continues but a usage fee of 50p a day (£5 max per month) applies if agreed overdraft is used. Max overdraft limit is £2,500 [Alliance and Leicester Premier21]
http://www.allianceandleicester.co.uk

Barclays Additions Active
The Additions Active Current Account offers customers a Current Account with up to £680 worth of benefits including: Comprehensive Mobile Phone Insurance, Gadget Insurance (For up to 10 gadgets such as handheld games consoles, portable sound and vision devices and laptops), Cardholder Insurance, Legal Helpline and Identity Theft Advice - for just £14 a month. Plus and interest free overdraft of up to £300. [Barclays Additions Active]
http://www.barclays.co.uk

one banking
onebanking is a banking facility that\\\'s open to everyone irrespective of your current situation or past credit history. There are no credit checks! They will help you manage your money so you can keep track of your payments or standing orders. Even if you cannot pay an item, they won\\\'t charge you a bounced payment fee, but they will let you know in good time. They will ensure all your bills are paid on time and even give you a Prepaid MasterCard® card so you can also keep control of your day to day spending. [one banking]
http://www.onebanking.co.uk

Royal Bank of Scotland
Active in UK banking and insurance through The Royal Bank of Scotland and Direct Line. Services include bank and savings accounts, credit cards and mortgages, life assurance and innovative investment products, motor and home insurance. [Royal Bank of Scotland]
http://www.rbs.co.uk

Co-operative Bank Current Account Plus
Current Account Plus comes with a linked savings account – so you can easily move money from one account to the other and enjoy interest on your savings as you go. Fee-free £200 overdraft facility. [Co-operative Bank Current Account Plus]
http://www.co-operativebank.co.uk

Bank of Scotland
Most of their banking and savings accounts can now be managed online. They provide a full range of banking and insurance products, as well as investment and online trading offers as well. [Bank of Scotland]
http://www.bankofscotlandhalifax.co.uk

Natwest Bank
A choice of current accounts tailored to suit all types of customer, as well as a range of savings and credit card accounts too. They\'ve got expert services to help you if you\'re buying a home, going on holiday or starting your first job. [Natwest Bank]
http://www.natwest.co.uk

ING Direct
A high savings rate. Start saving with as little as £1, with no catches, no fees and no penalties. ING Direct is part of one of the world's largest financial services organisations. They offer a simple, straightforward savings account with a high rate of interest. You can open a high interest savings account with as little as £1 over the internet, the telephone or by post. [ING Direct]
http://www.ingdirect.co.uk
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