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Find the best mini cash isas using our simple directory. We list those building societies and banks offering a cash isa, and identify some of the market leading high interest rates. The cash ISA rates available reveal an average tax-free rate higher than an average High Street deposit rate. Not only that, but you avoid being taxed on any interest earned.

Mini Cash ISAs UK


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TD Waterhouse
In addition to online trading, TD Waterhouse gives you the power to access free real-time share price quotes, choose from a range of extended settlement options and access a range of news & research from a variety of top providers. [TD Waterhouse]
http://www.tdwaterhouse.co.uk

Tesco
Offering a growing number of financial products, including loans, a visa card, savings accounts,the tesco investment ISA, pensions, insurance and on-line banking. [Tesco]
http://www.tescofinance.com

Scottish Widows
Scottish Widows for Life, Pensions and Investments, as well as savings, credit cards and mortgages. [Scottish Widows]
http://www.scottishwidows.co.uk

Icesave Easy Access
A no notice online account offers an attractive 6.30% AER, for as little as £250. The rate is guaranteed to exceed the Base Rate by at lleast 0.25% until October2009. Simple and transparent, there are no penalties for withdrawals. For a clear difference, try www.icesave.co.uk. [Icesave Easy Access]
http://www.icesave.co.uk

Ipswich Building Society
Traditionally, most of us prefer to do business with someone we know and trust - a preference they claim has made Ipswich Building Society popular with so many modern Suffolk people. [Ipswich Building Society]
http://www.ipswich-bs.co.uk

Smile
Smile has been designed and built for the Internet and is part of The Co-operative Bank p.l.c. - one of the most innovative of the UK's high street banks. It was also the first UK bank to introduce a free banking service for all accounts on the Internet. [Smile]
http://www.smile.co.uk

Staffordshire Building Society
As from 1st August 2005, The Staffordshire Building Society ceased and now falls under the Portman Building Society. [Staffordshire Building Society]
http://www.staffordshirebuildingsociety.co.uk

American Express
American Express provides a wide range of world-class travel, financial, and card services online to help individuals and businesses do more. [American Express]
http://www.americanexpress.com

ING Direct
A high savings rate. Start saving with as little as £1, with no catches, no fees and no penalties. ING Direct is part of one of the world's largest financial services organisations. They offer a simple, straightforward savings account with a high rate of interest. You can open a high interest savings account with as little as £1 over the internet, the telephone or by post. [ING Direct]
http://www.ingdirect.co.uk

Northern Rock
A Top 10 UK mortgage lender and the largest financial institute based in the north east of England with over 15 billion in assets and over 1 million depositors. Specialists in savings, loans and investments. [Northern Rock]
http://www.northernrock.co.uk

Natwest Bank
A choice of current accounts tailored to suit all types of customer, as well as a range of savings and credit card accounts too. They\'ve got expert services to help you if you\'re buying a home, going on holiday or starting your first job. [Natwest Bank]
http://www.natwest.co.uk

Egg
A better deal in financial services now and in the future because it tailors its products (loans, savings, mortgages) to the individual. Egg is one of the first organisations offering personal financial solutions making comprehensive use of the Internet. [Egg]
http://www.egg.com

HSBC
HSBC aim to cater for all of your personal, business and commercial finance needs by offering a comprehensive range of competitive banking, insurance, loan and investment products. Known as \'the world\'s local bank\', with 41 million personal banking customers and 2.5 million business users across the globe it\'s easy to see why. [HSBC]
http://www.hsbc.co.uk

Dunfermline Building Society
Unlike banks, every bit of their success is invested straight back to their members: their everyday customers and investors. Giving you better products, more competitive rates and excellent service. [Dunfermline Building Society]
http://www.dunfermline-bs.co.uk

Cheltenham and Gloucester
They aim to be an outstanding provider of mortgages and other financial products, offering their customers excellent service and good value. They are one of the UK's most cost-efficient lenders and have the added strength of being part of the Lloyds TSB Group. [Cheltenham and Gloucester]
http://www.cheltglos.co.uk
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